Terms of Use

Last updated: October 19, 2026

These Terms of Use (“Terms”) govern your use of moneycalcly.com (the “Site”). By using the Site you agree to these Terms. If you do not agree, do not use the Site.

Not financial advice. The calculators and content on this Site are provided for general educational and informational purposes only. They do not constitute financial, investment, tax, legal or accounting advice, and they are not an offer or recommendation of any financial product. Consult a qualified professional before making financial decisions. See our full Disclaimer — Accuracy of Results.

Estimates only

Results are estimates based on the information you enter and on simplifying assumptions described on each page and on our methodology page. Actual loan terms, payments, taxes and investment returns will vary. Tax figures may change and state tax estimates are approximations.

“As is” — no warranty

THE SITE, ITS CALCULATORS AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS OR TIMELINESS. We do not warrant that the Site will be uninterrupted, secure or error-free, that results will be accurate or reliable, or that any errors will be corrected.

Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MONEYCALCLY AND ITS OWNERS, OPERATORS AND CONTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, SAVINGS, DATA OR OPPORTUNITY, ARISING OUT OF OR RELATING TO YOUR USE OF, OR RELIANCE ON, THE SITE OR ITS RESULTS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions do not allow certain limitations, so some of these limitations may not apply to you.

Indemnification

You agree to indemnify, defend and hold harmless MoneyCalcly and its owners, operators and contributors from and against any claims, liabilities, damages, losses and expenses (including reasonable attorneys' fees) arising out of or related to your use or misuse of the Site, your violation of these Terms, or your violation of any law or the rights of any third party.

Third-party links and ads

The Site may contain advertisements and links to third-party websites. We are not responsible for their content, products or practices.

Acceptable use

You may use the calculators for personal, non-commercial purposes. Do not attempt to disrupt, overload, scrape at scale or otherwise misuse the Site.

Governing law

These Terms are governed by the laws of the State of Utah, United States, without regard to its conflict-of-law principles. You agree that any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in the State of Utah, and you consent to their personal jurisdiction.

Changes to these terms

We may update these Terms at any time by posting a revised version on this page and updating the “Last updated” date above. Your continued use of the Site after changes are posted means you accept the revised Terms.

Contact

Questions about these Terms? Email hello@moneycalcly.com.